Businesses face a variety of risks They must have some kind of insurance coverage to ensure they are financially protected in case of an unexpected event. One West Insurance, with its comprehensive range of business insurance options — provided by some of the best insurance carriers in the industry — helps businesses get the insurance coverage they need to protect themselves from damages caused by claims and lawsuits by third parties. You can choose from your best available options that are designed to suit different industry-specific situations. We provide quotes for:

  • Premise Liability Insurance - If you are legally bound to ensure the safety of visitors at your premises, and a third party gets injured on your property, you might be held liable to compensate for the damage. For example, a client comes to your office, slips on the polished floor, and injures his knee. They can file a suit for a claim against your business on grounds of negligence. These are some of the most common types of lawsuits that business owners face. By getting premise liability insurance in California through One West Insurance, you can achieve peace of mind knowing that your business is protected against such claims. Though this type of coverage is included in General Liability insurance, the policy can be bought separately for additional coverage.
  • Construction General Liability Insurance - Even with safety precautions and protections in place, a lot can go wrong at a construction site. Therefore, contractors in the construction business require a special type of insurance that can prevent them from the loss arising out of hefty claims made by parties on grounds of bodily (includes physical as well as emotional injuries) or property damage. Construction General Liability Insurance in California sourced from One West Insurance is what they need.
  • Transportation insurance - Just like construction, companies in the transportation business face a higher degree of liability risks in their daily operations. Commercial Transportation insurance sourced by One West Insurance offers financial protection to your business against a variety of possible losses, such as freight damage that can affect your customers’ goods that are in your care, custody and control. Many companies, including freight brokerages and shippers, require you to have this insurance before they partner with you.
  • Auto Liability Insurance - Auto Liability Insurance provides protection to businesses for legal liability arising out of the ownership, maintenance, and use of any insured vehicle. Though transportation companies are required by the law to purchase minimum Auto or Vehicle Liability Insurance in California, basic coverage has its limitations. A single accident can produce claims well exceeding the covered limit. It might not be sufficient for every business, especially one operating at a larger scale. Therefore, One West Insurance encourages all Auto Liability insurance buyers to strongly consider purchasing at least $1 million in coverage for additional protection.

Why One West Insurance

When it comes to finding the best insurance for their business there are options for excess limits as well. Clients show their trust in One West Insurance. We have been serving the industry for more than 30 years now and consistently working towards improving our General Liability and transportation insurance services in California. We are up-to-date in a constantly changing industry to better serve your needs. One West Insurance can help you choose the best liability coverage for your business based on your unique requirements at an affordable price.

Want to discuss your available options or have questions? Call 877-500-9378!