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For businesses that don't have General Liability insurance coverage, lawsuits or claims made by third parties for bodily injury or property damage—resulting from their operations, products, or services—can cause serious financial damage. Regardless of the size and nature of your business, you should have a General Liability policy in place, so you can stay protected against these hefty financial claims and achieve peace of mind. One West Insurance is your #1 source for the best General Liability business insurance options. We aim to provide businesses with the appropriate insurance policy based on their unique requirements.

General Liability insurance typically covers:

  • Bodily injury claims– General Liability insurance covers expenses to settle claims by a third party for bodily injury. For instance, a customer trips over an extension cord while walking through your office, falls, and breaks his leg. The person may claim that your business caused them bodily injury or that they got injured on your business property. If you won’t have General Liability insurance, expenses for such claims against your business will be paid out of your pocket. General Liability Insurance for business from One West Insurance can help you cover these costs.
  • Property damage claims. General Liability insurance can help cover the costs related to property damage claims made by a third party against your business. For instance, you are a landscaping business working on a project where you are removing tree stumps on a client’s property. One of the tree stumps rolls into your client’s neighbors’ property and damages it. The neighbor may make a claim against your business for property damage. When you don’t have General Liability business insurance, the cost of such claims will be paid by you. General Liability insurance for businesses from One West Insurance can help cover the cost for these claims avoiding out of pocket expenses.
  • Claims made for bodily injury or property damage in events – General Liability insurance for events can help cover the costs of claims made by a third party against your business for bodily injury or property damage caused to them during an event. For example, in your event, if any guest accidentally trips a waiter walking by, which causes them an injury, the waiter may sue your business for damages. If you won’t have General Liability insurance for events, expenses for such claims will again be paid out of your pocket. General Liability insurance from One West Insurance can help you pay for such damages.
  • Advertising injury claims. General Liability insurance can help cover the costs of claims made against your business for advertising injury. Advertising injury includes offenses, such as libel, slander and false arrest,
  • Copyright, malicious prosecution, wrongful eviction, entry or invasion of privacy and more. For instance, one of your ad campaigns has a piece of music playing in the background which is copyrighted by an artist or band. They may claim damages for advertising injury—copyright infringement. If you won’t have General Liability insurance expenses for damages caused by advertising injury will be paid out of your pocket. General Liability policy for advertising injury from One West Insurance can help you cover these costs.
  • Judgments, settlements, and court fees - Judgments, settlements, and court fees paid to legal professionals to manage damage claims made by third parties can be extremely expensive. Even if the claim made against you doesn’t go to court, you may have to spend several thousand dollars. If there are court proceedings involved, those costs could easily exceed $100,000. If you won’t have commercial General Liability insurance in places, expenses for such charges will be paid by you. Only a few businesses can survive such a blow on their own. General Liability insurance from One West Insurance can help prevent yourself from getting the financial hit.

Who should get General Liability insurance?

You should get General Liability insurance if you-

  • Have a store or office open to the general public, clients, and vendors
  • Work on or near clients’ property
  • Need damage protection for events
  • Advertise or market your business on social media
  • Compliance with the lease agreemen

Choose the Right General Liability Insurance for Your Business with One West Insurance

General Liability claims can be devastating for a business. One West Insurance—with its customized insurance options—has been helping businesses protect themselves from financial disasters for years now. We understand that no two businesses are the same, nor their requirements. We strive to provide the right General Liability insurance for businesses based on their unique requirements and offer them peace of mind knowing that they are protected with a policy. Whether you are a large corporation or a newly started business with a few employees, we can work with you to figure out the best coverages at the best price.

Get a quote today or call us if you have any queries related to General Liability insurance for business.